so far. are others giving him and the obama administration a grade? >> it depends on who you ask. he gets the full range. he is right to point out that it is hard to save the nation's housing market. is very localized. some places are hurting. ihe is right to say it has improved a lot. there are millions of people that are facing foreclosure. a frustration on the half a million people who cannot access these rates that the fed has pushed down so low. has pushed down so low.